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THE SYNERGY HOME MORTGAGE TEAM

Our office is full of knowledgeable and friendly loan officers with years of experience in the mortgage industry.
DERECK BOWLEN

Dereck has been in the mortgage industry for 25+ years and has been consistently recognized as a top producer, thanks to his “Customer First” approach to doing business.

Dereck has been in the Reno area for more than 45 years and is a proud graduate of the University of Nevada. Dereck, his wife Desiree, and their four children love calling Northern Nevada their home.

DERECK BOWLEN

Branch Manager

NMLS # 404145

  775-800-7932

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SHERYL VERDUGO

I love to help people get a mortgage and put families into homes! With 15+ years’ experience, I will jump through hoops for you to obtain the very best loan that fits your financial situation. I’m committed to serving my clients by regularly communicating – call, text, or email – I’ll answer EVERY question quickly, and keep you informed every step of the way.

My guarantee is to “have your back” and make the home buying process as enjoyable as possible with an on-time closing. I look forward to the opportunity to serve you and make your dream of homeownership a reality.

SHERYL VERDUGO

Senior Mortgage Specialist

NMLS # 336906

  775-240-4261

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MARK HLUBUCEK

As a native Nevadan, I am dedicated to making your home financing experience a pleasant one. With over 20 years lending in Reno, I pride myself on exceeding my customer’s expectations at every stage of the process, from a complimentary pre-qualification through an on-time closing.

As a Loan Officer with Synergy Home Mortgage, I have access to a variety of loan programs and an experienced support team focused solely on home financing.

MARK HLUBUCEK

Mortgage Specialist

NMLS # 685391

  775-772-5632

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CHRISTIE PHILLIPS

With 25 years of experience in the lending industry and a native Nevadan, I am dedicated to continuing my education to keep current on new products as they become available in the local market.

Always keeping my clients’ needs in mind, customer service is my top priority. You can be assured you will receive regular communication from me during all phases of your mortgage. With my knowledge and commitment to service, I am confident that I can find the perfect loan for you and provide you with a positive mortgage experience.

CHRISTIE PHILLIPS

Mortgage Specialist

NMLS # 688490

  877-215-7207

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DOUG CARLING

With over 15 years of mortgage lending experience in both California and Nevada, I pride myself on exceeding clients’ expectations at every stage of the mortgage process, from the initial pre-approval through an on-time closing. This dedication to customer service has generated multiple referrals from previous clients and business partners and has earned me multiple top producer distinctions.


After graduating from the University of California at Davis in 2002, I spent 8 years originating loans in California.  As a proud Nevadan, I decided to move back home in 2010 and continue to my passion of assisting families to achieve the homeownership dream.

DOUG CARLING

Mortgage Specialist

NMLS # 335975

  775-842-7348

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STEPHANIE HANNA

With a commitment to honest, thorough communication and always striving to exceed customer expectations, I am confident I will provide a positive home loan experience. With 10 years in the mortgage industry, as both an account executive for a national bank and as a loan officer, I understand the complexities of the loan process and the lending environment. I’ll walk you through the steps of obtaining a home loan, from application to closing, making it as simple and enjoyable as possible.

I’ve lived in Reno since 1992 and am a proud graduate of Nevada. Go Pack! My husband, three young boys and I absolutely love Northern Nevada and enjoy our “Hannaventures” throughout our area. We love to camp, take trips to Tahoe, and enjoy visiting all the great local parks, museums and restaurants in and around our home.

STEPHANIE HANNA

Senior Mortgage Specialist

NMLS # 188917

  775-800-7937

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