Find a Mortgage Pro

With 25 years of experience in the lending industry and a native Nevadan, I am dedicated to continuing my education to keep current on new products as they become available in the local market.

Always keeping my clients’ needs in mind, customer service is my top priority. You can be assured you will receive regular communication from me during all phases of your mortgage. With my knowledge and commitment to service, I am confident that I can find the perfect loan for you and provide you with a positive mortgage experience.

Dereck has been in the mortgage industry for 25+ years and has been consistently recognized as a top producer, thanks to his “Customer First” approach to doing business.

Dereck has been in the Reno area for more than 45 years and is a proud graduate of the University of Nevada. Dereck, his wife Desiree, and their four children love calling Northern Nevada their home.

With over 15 years of mortgage lending experience in both California and Nevada, I pride myself on exceeding clients’ expectations at every stage of the mortgage process, from the initial pre-approval through an on-time closing. This dedication to customer service has generated multiple referrals from previous clients and business partners and has earned me multiple top producer distinctions.

After graduating from the University of California at Davis in 2002, I spent 8 years originating loans in California.  As a proud Nevadan, I decided to move back home in 2010 and continue to my passion of assisting families to achieve the homeownership dream.

I am a 3^rd generation Northern Nevadan Native, born in Reno and raised in Fernley, I am very familiar to Northern Nevada and California and currently raising my own children in this amazing area!

I have worked in finance for over 5 years starting out with helping clients fix credit to working with some of the industry’s best I have learned a few tricks to help first-time home buyers find ways to purchasing their first home, helping current homeowners capitalize on their current investments when they are ready to buy their next home or looking into how to shorten their current loan rate or term. I am also here to help investors find ways to use loans to help free up cash flow for other investment needs.

Every clients' needs are different and unique, and I will dedicate my time to finding the best program for everyone.

Renee Luce has been a resident of Northern Nevada since 1982. She started her real estate journey in 1987 as a title and escrow company sales representative and worked many aspects of the title and escrow business. In 1999 Renee started her mortgage lending career, which she loves. Renee loves helping her clients achieve homeownership. She stands by her clients every step of the way, educating and assisting them through the mortgage loan process. She is well-versed in all various loan programs available and guides her clients in choosing the products that are best suited for their financial and family goals. Renee takes pride in not only being there for her borrowers during the home loan process, but after the closing as a trusted advisor.

When Renee is not in the office, you can find her with Jason, hunting, fishing, on a sandy beach , spending time with their families or taking their two yellow labs, Molly and Dudley on a hike. Renee is also active in our community. She volunteers for various charities including Catholic Charities of Northern Nevada and Meals on Wheels. She also has served on the Northern Nevada CRS (Certified Residential Specialists) committee for many years as well as Women's Council of Realtors.

For all your home loan needs, Renee is one phone call away. She would love the opportunity to give you the professional, courteous, caring and communicative customer service that she is known for!

With a commitment to honest, thorough communication, and always striving to exceed customer expectations, I am confident my team and I will provide a positive home loan experience whether for a purchase or refinance.

Having started in the mortgage industry in 2002, I understand the complexities of the loan process and the current lending environment. I’ll walk you through the steps of obtaining a home loan, from application to closing, making it as simple and enjoyable as possible.

I’ve lived in Reno since 1992 and am a proud graduate of Nevada. Go Pack! My husband, three boys and I absolutely love Northern Nevada and enjoy our “Hannaventures” throughout our area. We like to camp, take trips to Tahoe, and enjoy visiting all the great local parks, museums and restaurants in and around our home.